1. Educational purposes only
The information, tools, calculators, and examples on this site are for general educational use only. They do not replace professional guidance from a licensed financial, tax, legal, or investment advisor.
2. No financial advice
Nothing on this website should be interpreted as financial, tax, or investment advice. Your personal financial situation may include factors that are not captured by these tools. Before making major decisions, speak with a qualified professional who can review your full situation.
3. Estimates & projections
Projections produced by the mortgage, RESP, RRSP, and surplus tools are estimates only. Actual results can vary due to:
- Changes in interest rates,
- Investment performance fluctuations,
- Lender rules, contribution limits, or program changes, and
- Your personal circumstances.
4. No data storage
FinForFam.com does not store or collect any personal or financial data. All calculations happen directly in your browser and disappear when the page is closed.
5. External links
Any external links provided (if applicable) are for convenience only. We are not responsible for the accuracy or content of third-party sites.
6. Accuracy
While we make every effort to keep our information accurate and up to date, we make no guarantees. Financial rules and programs may change over time.
7. Your responsibility
By using this site, you accept full responsibility for any decisions you make. Use these tools as a starting point — not the final answer.